Accounting firm · Helsinki
Accounting in Finland.The same care, whatever your size.
Bookkeeping, VAT, payroll and year-end accounts for sole traders and limited companies anywhere in Finland, in English, Finnish, Hindi or Nepali. We believe the size of your business should not decide the care it gets: you get accounting you understand, kept up to date every month, for a price you knew in advance.
No obligation. A written price before any work starts.
Sole trader 69 € / month and limited company 199 € / month, for turnover up to 240 000 €, plus VAT. Full pricing
The Karma Accounts mark
Count on clarity.
From zero to infinity. Both sides in balance.
- Balance, built in — the equals sign and the T-ledger stand for books in balance.
- Every scale — from your first entry to what comes next, your numbers made clear.
- Ka, for karma — क (ka), the first sound in karma. Our name, expressed in one letter.
- Fig. 1 — Balance. Possibility. Clarity.
Why Karma Accounts
A small business is easily served last. It should not be.
When the fee counts receipts, a good month costs more than a quiet one. When the year-end is billed separately, it arrives as a surprise in the spring. When the answers come back in Finnish, the letter from the Tax Administration stays unopened. Karma Accounts was set up to work the other way round, and in practice that means three things:
Services and prices
Accounting services in Finland, at a price you know in advance
Bookkeeping, VAT, payroll, financial statements and tax returns for sole traders and small and medium-sized limited companies.
Sole trader (toiminimi)
69 € / month
For turnover up to 240 000 €.
- Bookkeeping and VAT returns
- The business tax return
- The accounting software, no receipt limit
Limited company (Oy)
199 € / month
For turnover up to 240 000 €. Over 240 000 € and up to 500 000 €: 249 € / month.
- Bookkeeping and VAT returns
- Financial statements and the company tax return
- The accounting software, no receipt limit
Payroll
15 € / payslip
Only in the months you pay salaries.
- Payslips
- Incomes Register reports
- Working out the employer payments due on the 12th
Prices plus VAT. Larger companies, daily cash reports and catching up on past years are priced separately and agreed in writing before any work starts.
- Sole trader accounting
- Limited company (Oy) accounting
- Food couriers
- Payroll
- Company formation
- Foreign employer
- Finnish VAT for foreign companies
- Finnish VAT partner
We welcome collaboration enquiries from VAT agencies and accounting firms across the EU.
All services in detail · English-speaking accountant · Bookkeeping in Helsinki
How it works
From a first conversation to a steady monthly rhythm
Free introduction
A short online call or email exchange about your business, your current setup and what you need.
Set up online
We agree the scope and fee in writing and verify your identity as Finnish law requires. You give us Suomi.fi authorisations and access to your bank statements.
Keep clear, every month
You send receipts and invoices digitally. We keep your books current, file on time and tell you where you stand.
Who keeps your books
One experienced accountant,start to finish.
Your books are kept by Rajesh Sapkota, the founder of Karma Accounts, an accountant with more than eight years in accounting and finance, in Nepal, Estonia and Finland. Most of them were spent in the finance teams of international groups, from global industrial corporations to Finnish technology and fintech companies: month-end close, VAT, intercompany accounting and IFRS group reporting.
Rajesh is a qualified Accounting Technician (ICAI), holds a bachelor’s degree in international business administration from Tallinn University of Technology, and is currently studying for an MSc in Finance at Hanken School of Economics, an EQUIS- and AACSB-accredited business school.
FAQ
Questions about accounting in Finland
How much does an accountant cost in Finland?
The monthly fee is set by your business form and turnover, not by how many receipts you have: 69 € a month for a sole trader and 199 € for a limited company with turnover up to 240 000 €, plus VAT. Payroll is 15 € per payslip. A few situations, such as daily cash reports or catching up on past years, are priced separately and agreed in writing before any work starts. See the full price list.
What is included in the monthly fee, and what is priced separately?
For a sole trader: the bookkeeping, the VAT returns, the business tax return and the accounting software, with no limit on receipts: the fee is set on your volume when we start and reviewed only if it changes lastingly. For a limited company: the same with the financial statements and the company tax return. Payroll is 15 € per payslip, only in months you pay salaries. Larger companies, daily cash reports, catching up on past years and other work outside the monthly scope are priced separately, and the price is agreed in writing before the work starts.
Can I switch accountants during the year?
Yes. We agree a handover with your previous accountant, so the balances and documents carry over to us.
Do you work with clients outside Helsinki?
Yes. The work is online, so we help freelancers and businesses anywhere in Finland. In the Helsinki region we can also visit you, by arrangement.
How do I send you receipts and invoices?
Digitally, never on paper. If your bank lets you attach receipts to the transactions, as Holvi does, you attach them there; otherwise we agree another channel when we start. The month’s material, with the settlement reports of your card terminal and any delivery or payment platform, is due by the 10th of the following month, so the VAT return can be filed on time.
What do I need to get started?
Your Business ID, access to your bank statements, Suomi.fi authorisations for tax matters, and your receipts and invoices in digital form.
Who handles my accounts?
Rajesh Sapkota, the founder of Karma Accounts. The person who keeps your books is the person who answers your email, from the first month to the year-end. Rajesh’s background.
Contact
Start with a free introduction
Tell us what your business does and how the receipts arrive today. You get a written price before anything starts.
- Based in
- Helsinki, Finland — serving clients across Finland
- Languages
- English, Finnish, Hindi, Nepali
- Business ID
- 3651800-4
What to tell us
It helps to mention:
- whether you are a sole trader (toiminimi) or a limited company (Oy)
- roughly what your yearly turnover is
- whether you pay salaries
Prefer email? Write to contact@karmaaccounts.fi. Please don’t send bank credentials, personal identity codes or other sensitive data by email.
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